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    Research by charity Shelter has revealed that less than 10% of suitable homes are affordable for a typical family.

    The research found that some areas have problems even greater with less than ten affordable homes for sale in an entire local authority area. The charity said that less than 5% of homes were affordable in places such as West Somereset, York and Warwick. They also mentioned ‘black spots' in places such as Brent and Cambridge where not one of the homes available were affordable for a typical family.

    It was also brought to light that first-time buyers would be unable to afford a Help to Buy mortgage in 80% of the country, reports Inside Housing.

    Campbell Robb, chief executive of Shelter, said: “It's right that young people who aspire to own their own home should work hard and save each month, but with such a pitiful number of affordable homes on offer – even with a generous 20 per cent deposit – our housing shortage is holding them back. Young people are working hard and doing their bit. Now the government has to meet people halfway and increase the supply of affordable homes – not the supply of credit – or the prospect of a home of their own will slip even further out of reach for future generations.”

    The Union of Construction, Allied Trades and Technicians welcomed the research, saying it shows that the government need to build new affordable homes.

    Steve Murphy, general secretary of UCATT, said: ‘This survey underlines the growing housing crisis. This is only going to be resolved by fundamentally altering our housing system and dramatically increasing the number of council homes being built.'

    October 29, 2013 by Laura Matthews Categories: Housing And Benefits

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